Complication free and easy advice.
From the first time we speak all the way through, decision in principle, to the application, mortgage offer and completion, Cambridgeshire Money, will be there to make the process as straightforward as possible.
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Property ownership remains the goal for a lot of people in the UK.
Things have changed over the years in terms of what mortgage lenders will accept in regard to their criteria and how much deposit you would need. With this in mind, buying a home has not become any easier. In fact it’s probably become more complicated.
Cambridgeshire Money has been set up to strip away all of the complication for anyone looking to buy a property, whatever their position, and provide Simple, Smart Advice.
We want to help everyone achieve their dream of owning their own property and making their home a castle.
You may be a First Time Buyer looking to get onto the first rung of the housing ladder, a family looking to move into their forever home or someone approaching retirement and wanting to downsize into that bungalow you have always had your eye on.
Whatever your circumstances it’s our job to make your life easier.
Your mortgage is a commitment which could last decades; which means it has to be absolutely right.
You may hear the terms Repayment, Interest Only, Fixed, discounted, tracker, capped, collar, the base rate and many more terms that are frankly bewildering and, in some cases, terrifying.
Therefore we are here, on your side to take away the confusion and make you confident that the mortgage you take out is the perfect fit for your circumstances.
You may be fortunate enough to already own your home but that doesn’t mean thinking about your mortgage has stopped.
So many times, we get calls and emails from people with queries about what it means that their fixed rate is coming to an end or is it possible to release some equity from their property for several purposes.
Speaking to experts like us here at Cambridgeshire Money we can talk you through all the options available to you. More importantly, advise on the best option for your circumstance.
Re-mortgaging for some can sound like such a scary term and does raise the question of “I already have a mortgage” or “why do I need a new one?” but all a re-mortgage is, is just moving your existing mortgage from your current lender to a new one.
Some people may do this as they can now get a better rate from a new bank and some may consider it as they want to raise some more funds and their current lender will not allow them to.
Whatever your reason for considering a new mortgage, we can give you the best advice and make sure that you are getting the right mortgage for your situation