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Mortgage Advice

Complication free and easy advice.

From the first time we speak all the way through, decision in principle, to the application, mortgage offer and completion, Cambridgeshire Money, will be there to make the process as straightforward as possible.

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Purchases

Property ownership remains the goal for a lot of people in the UK.

 

Things have changed over the years in terms of what mortgage lenders will accept in regard to their criteria and how much deposit you would need. With this in mind, buying a home has not become any easier. In fact it’s probably become more complicated.

Cambridgeshire Money has been set up to strip away all of the complication for anyone looking to buy a property, whatever their position, and provide Simple, Smart Advice.

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We want to help everyone achieve their dream of owning their own property and making their home a castle.

You may be a First Time Buyer looking to get onto the first rung of the housing ladder, a family looking to move into their forever home or someone approaching retirement and wanting to downsize into that bungalow you have always had your eye on.

Whatever your circumstances it’s our job to make your life easier. 

Your mortgage is a commitment which could last decades; which means it has to be absolutely right.

You may hear the terms Repayment, Interest Only, Fixed, discounted, tracker, capped, collar, the base rate and many more terms that are frankly bewildering and, in some cases, terrifying.

Therefore we are here, on your side to take away the confusion and make you confident that the mortgage you take out is the perfect fit for your circumstances.

Remortgage

You may be fortunate enough to already own your home but that doesn’t mean thinking about your mortgage has stopped.

 

So many times, we get calls and emails from people with queries about what it means that their fixed rate is coming to an end or is it possible to release some equity from their property for several purposes.

 

Speaking to experts like us here at Cambridgeshire Money we can talk you through all the options available to you. More importantly, advise on the best option for your circumstance.

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Re-mortgaging for some can sound like such a scary term and does raise the question of “I already have a mortgage” or “why do I need a new one?” but all a re-mortgage is, is just moving your existing mortgage from your current lender to a new one.

Some people may do this as they can now get a better rate from a new bank and some may consider it as they want to raise some more funds and their current lender will not allow them to.

Whatever your reason for considering a new mortgage, we can give you the best advice and make sure that you are getting the right mortgage for your situation

Product Transfer

Did you know that even if you are staying with the same lender that you could still use a mortgage adviser in some cases?

 

Whilst this may not be possible for every single lender in the marketplace currently, there are a lot that could offer this option and we do see in some cases that a broker may get a better deal than going directly to your lender.

With a no obligation review of your circumstances, your adviser will be able to compare everything from a whole re-mortgage to a product transfer and decide what would be best for you.

Image by Ethan Wilkinson

Contact Us

Call: 01733 736205

Email: corey@cambs-money.co.uk

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The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Think carefully before securing debt against your home. Your home may be repossessed if you do not keep up payments on your mortgage or any other loans secured on it.

Cambridgeshire Money Limited. Company Reg: 10768929. Registered Office: Fourth Floor Warwick House, 65 - 66 Queen Street, London, England, EC4R 1EB. Trading Office: Suite 2, 1st Floor, 37 High Street, Huntingdon, Cambridgeshire, PE29 3AQ Cambridgeshire Money Limited is authorised and regulated by the Financial Conduct Authority under Firm Reference 844485 and are registered with the Information Commissioners Office (ICO) under the Data Protection Act 1998 Registration No: ZA751515

Cambridgeshire Money is part of The Money Group

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